Life Insurance
If you are on the fence about deciding whether you should obtain life insurance, now is a good time to do so. Life insurance is a great way to keep you and your family financially stable during your death. It will cover your burial costs and cover expenses for your family that will help them out following your death. We offer life insurance here at US Pride Insurance LLC. We offer many coverage options to choose from.
Life Insurance Requirements
Life insurance is not required, however, it is highly recommended that you obtain life insurance. There are many ways in which you can purchase coverage.
Life Insurance Coverage Options
Here are the different types of life insurance plans that you can choose from:
- Term life insurance- his is the easiest form of life insurance. You get to choose life insurance protection only for a certain period of time. For example, you can choose a 10-year, 15-year, or 20-year term insurance plan.
- Whole life insurance- This provides you with permanent death benefit protection using savings that build up into cash value which will they pay dividends. Additionally, you will have access to your cash value via policy loans which can help you cover expenses such as college costs or can even be used as a supplement for retirement income. You have to ask yourself how much and how long you plan on paying to keep that protection. This will help you decide if whole life insurance is right for you.
- Universal life insurance- This is the most flexible option for life insurance since it gives you great flexibility in both death benefits and premium payments. In addition, you can use cash values during your lifetime for many purposes. However, you choose to customize your policy is your choice.
Quotes
Contact US Pride Insurance LLC today to obtain a life insurance quote.
